Compare All type of Loan in Chennai / Tamilnadu at low interest rates for Banks and Non Banks

 

We undertake loan cases ;

 With minor deviations in Legal, Valuation, Cibil, etc. 

We also do Patta Land purchase / Mortgage ,

 Gramanatham Property,

 Multi tenant properties,

Loan against shop, Showroom, Office & other Commercial Property,

Loan against Industrial property,

Loan against Residential, Commercial or Industrial Plot,

Loan against Property Lowest rate Of Interest Comparison,

Eligibility for Loan against Property,

Lease Rental Discounting in Chennai / Tamil nadu,

Commercial Property Loan to Purchase Shop, Office, Showroom in Chennai / Tamil nadu,

Unapproved Property Loan,

Loan for Plot Purchase in Chennai / Tamil nadu.                

Out of Chennai location cases,

 Without Income Proof cases,

And cases without ITR also.

Contact : 9551610484, 9841932511

DCB bank Personal Loan Balance Transfer in chennai

DCB bank Personal Loan Balance Transfer in chennai

Product Features Loans Against Propertyin chennai

Brings Loan against property in Chennai  to enable you to unlock the power of your property. You can mortgage your residential, commercial or Industrial property to get a loan & meet all your financial requirements.

Loan Purpose:-

• Business Expansion
• Education/Marriage expenses
• Purchase of house
• Improvement/Extension of existing Property
• Medical Treatment
• Any other personal Need.

·         Loans up to INR 500 lacs

·         Flexible repayment options, ranging from 12 months to 144 months

·         Attractive interest rates

·         Faster processing of loan application

·         Minimal documentation

Eligibility Loans Against Property in chennai

Maximum Funding Loans Against Property in chennai: 
• Up to 65% of the market value of the property  in Chennai(Residential Self Occupied)
• Up to 55% of the market value of the property in Chennai (Residential Leased Out)
• Up to 50% of the market value of the property in Chennai(Commercial/Industrial)
• More funding to existing Bank’s customer in Chennai .

• Salaried

·         - Min Age : 25 years

·         - Max Age : 58 years (As on the date of maturity of loan)

·         - Min Net Income : INR 3.00 Lacs per annum

·         - No. of Years in Employment : Min 3 years in employment with minimum 1 year in current organisation

Contact: 

955 16 10 484, 98419 32 511, 78 71 620 603, 044 24 84 24 88.

E mail : vijaycapitals@gmail.com

Log in : www.vijaycapitals.com

Business Loan in Chennai.

 Facility Against Credit Card Receivables in Chennai:

With Facility against Credit Card receivables, a merchant outlet with a POS machine can avail of either a Business Loan in Chennai or an Overdraft Facility on the basis of the yearly sales that takes place on the credit card POS machine. Business loan in Chennai of up to Rs. 3 crores can be availed.

Features & Benefits For Business Loan:

1. Higher eligibility for Self Employed
2. Loan amounts up to Rs. 3 crores
3. Flexibility of combining Loan and Overdraft
4. Lower Processing Fees
5. Easy repayment option
6. Collateral free
7. Competitive interest rates
8. Quick disbursement

Eligibility for Facility against Credit Card Receivables depends on the following factors:

1. Establishment is a Sole Proprietorship, Partnership, Private Limited Company or Public Limited Company
2. Sales through credit cards is over Rs. 60 lakhs
3. The establishment has had positive profit before tax for the last two (2) years
4. The business has been in existence for three (3) years or more
5. The customer owns the premises from which the business is being conducted

Documentation For Business Loan in Chennai:

1. Twelve month audited credit card sales statement.
2. Basic financial documentation.
3. Application form and request for loan letter on the Merchant's letterhead duly stamped and signed.
4. Partnership Deed in case of a partnership firm, Memorandum and Articles of Association with Certificate of Incorporation in case of a Company.
5. Latest Annual Returns, which confirms the list of directors in case of Private and Public Limited companies. Audited credit card sales statement giving monthly break-up for a 12 month period on the Chartered Accountant's (CA) letterhead. The CA auditing this statement should be the statutory auditor of the firm and needs to be the same as that on the latest financials as performed enclosed.
6. Audited financials of the business for the last two financial years. For small merchant establishments that are not required to prepare audited financial statements, Income Tax Returns will be accepted instead.
7. Net worth Statement and 6 months Business Statement.
8. Individual Income Tax Returns of proprietor/ partners/ directors (promoters) for the last year.
9. Copy of proof of identification and proof of address details.

Business Loan in Chennai..!!

Get a business loan solution in Chennai that caters to your financial needs from our experts. Benefit from our experience with loan disbursements to self-employed non-professionals and businessmen providing you loans faster to finance your business needs.

 Who can apply for a Business Loan ?

Any person in business for the last three consecutive years, showing a profit for the last two years and also meets the terms given below.

Profile	Annual Turnover
Self Employed Businessmen	Rs. 2 Crores
Manufacturers	Rs. 1 Crore
Service Providers	Rs. 50 Lakhs

Documents to avail a Business Loan

Apply for a Business Loan by submitting the completed Business Loan application form with these documents:

1. Balance Sheet & Profit and Loss Account of company
2. Proof of ownership of Residential Or Commercial Property
3. IT returns for last two years
4. Proof of residence
5. Proof of identity

Contact: 955 16 10 484, 9841 93 2511, 044 2484 2488.

E mail : vijaycapitals@gmail.com

Log in : www.vijaycapitals.com

Business Loan in Chennai..!!

Get a business loan solution that caters to your financial needs from our experts. Benefit from our experience with loan disbursements to self-employed non-professionals and businessmen providing you loans faster to finance your business needs.

Who can apply for a Business Loan?

Any person in business for the last three consecutive years, showing a profit for the last two years and also meets the terms given below.

Profile	Annual Turnover
Self Employed Businessmen	Rs. 2 Crores
Manufacturers	Rs. 1 Crore
Service Providers	Rs. 50 Lakhs

Documents to avail a Business Loan 

Apply for a Business Loan by submitting the completed Business Loan application form with these documents:

1. Balance Sheet & Profit and Loss Account of company
2. Proof of ownership of Residential Or Commercial Property
3. IT returns for last two years
4. Proof of residence
5. Proof of identity  

Contact: 955 16 10 484, 9841 93 2511, 044 2484 2488.

E mail : vijaycapitals@gmail.com

Log in : www.vijaycapitals.com

Canara Bank Home Loan & Car Loan in Chennai @ Low and Attractive EMI.

            

Avail a Home Loan to enjoy the benefits of IT exemption upto Rs.1.5 lakhs and an additional amount of upto Rs.1 lakh for assessment year 2014-15 under
Income Tax Act.*

FEATURES
Home Loan:	Car Loan:
Hassle free take over	90% finance for new vehicle
Quick Processing	Repayment periode upto 7 years

 To know more about loans give a missed call to:

78 71 620 603

Contact: 

955 16 10 484, 9841 93 2511, 044 2484 2488.

E mail : vijaycapitals@gmail.com

Log in : www.vijaycapitals.com

RBI asks banks not to levy penalty on pre-payment of personal loan, home loan, vehicle loan, corporate loans.

         Providing relief to borrowers, Reserve Bank today directedbanks not to levy any penalty on individual borrowers for pre-paying floating loans.

"...It is advised that banks will not be permitted to charge foreclosure charges or pre-payment penalties on all floating rate term loans sanctioned to individual borrowers, with immediate effect," RBI said in a notification.

Floating loan products include housing, corporate, vehicle and personal loans.

In the first bi-monthly monetary policy statement for 2014-15 released last month, the RBI had said banks should consider allowing their borrowers the facility of prepaying floating rate term loans without any penalty in the interest of their customers.

Some banks are charging pre-payment penalty of up to 2% of the outstanding loans.

Two years ago, RBI had barred banks from levying foreclosure charges or pre-payment penalties on home loans on floating interest rate basis.

It is believed that removal of foreclosure charges or prepayment penalty on home loans will lead to reduction in the discrimination between existing and new borrowers and the competition among banks will result in finer pricing of home loans with the floating rate, RBI had said.

Yesterday, the RBI asked banks not to levy penalties on customers who don't maintain a minimum balance in any inoperative account, as part of a consumer protection initiative.

Several banks, including the State Bank of India, do not levy any charge if the minimum balance is not maintained in an inoperative savings account.

The RBI directed banks in 2012 not to charge customers for non-operation or activation of basic savings bank deposit accounts.

Sources:  Press Trust of India